OPD Care vs IPD Health Insurance: Why You Should Have This Cover In Your Plan

Why you must have OPD coverage in your health insurance policy?If you suffer from any chronic illness/disease/condition, you should ensure that any health plan you purchase must have comprehensive OPD coverage. This can provide you with many benefits such as:Regular Medical Cost: OPD coverage will help you not feel overburdened by frequent medical consultations, diagnostics, and medicines, which may not be covered under a basic/standard health insurance plan.Wider Coverage: They offer a wide scope of coverage including regular health check-ups and diagnostic tests, which encourage preventive care.Emergency Care: Imagine you need to visit a hospital due to an urgent health condition such as any injury resulting from a minor accident. The treatment you may receive under OPD care will be covered in your plan.Cashless OPD: Coverage for dental treatment, diagnostic tests, eye care, pharmacy, doctor consultation fees, etc. will be easily reimbursed if you choose the right health insurance plan that extends cashless OPD care.OPD cover sometimes is added as a rider to any existing health insurance policy you might have as an extended feature to provide flexibility and comprehensive coverage. However, the option depends on the insurer and policy you choose. Remember to check policy conditions and inquire with your insurance agent regarding such add-ons and treatments insured under the same.

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